Last Updated: 12/06/2024

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Welcome to Harmony Management LLC! By accessing and using this website, you agree to comply with these Terms & Conditions. If you do not agree, you must discontinue use immediately.

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Harmony Management LLC reserves the right to modify these Terms & Conditions at any time without prior notice. Continued use of the website constitutes your acceptance of any updates. Please review these terms periodically.

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1. Our Role

Harmony Management LLC operates as a referral service, connecting users with trusted affiliate partners offering financial solutions, including debt relief services and loan products. We do not directly provide these services and are not responsible for the actions, products, or services of our affiliate partners.

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2. Acceptable Use

You agree to use this website for lawful purposes only. Any attempt to interfere with the website’s security, disrupt its operations, or access unauthorized areas is strictly prohibited.

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3. Eligibility and Age Restrictions

You must be at least 18 years old to use this website or engage with our services. By accessing this website, you confirm that you meet this requirement.

If you reside in a jurisdiction with age restrictions for entering agreements or using internet-based services, you must comply with those local laws. We reserve the right to terminate access if we believe you are under the required age or otherwise ineligible.

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4. Disclaimer of Liability

Harmony Management LLC does not guarantee the approval or availability of any service or product offered by our affiliate partners. Submission of your information does not obligate our affiliate partners to provide services.

We are not liable for the actions, products, or services provided by our affiliate partners. Use of this website and any services offered through it is at your own risk.

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5. Consent to Contact

By submitting your information on this website, you expressly consent to be contacted by Harmony Management LLC and our affiliate partners, regardless of whether your phone number is listed on any federal, state, or local Do Not Call (DNC) registries. You agree to receive communications via phone, email, or text to discuss your options. Standard message and data rates may apply.

If you wish to opt out of further communications, you may do so by following the opt-out instructions provided in our messages or by contacting us directly.

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6. Privacy

Your privacy is important to us. Our Privacy Policy outlines how we collect, use, and protect your information. By using this website, you consent to our data practices, including the transfer and storage of your data across borders as needed to provide services.

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7. Compliance with State and Federal Laws

This agreement is intended to comply with all applicable state and federal laws. By using this website, you acknowledge that your participation and access are subject to the laws of your state of residence.

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8. Referral and Marketing Services

When you apply for financial or debt relief services through our website, you authorize Harmony Management LLC and our affiliate partners to collect and use your information for eligibility verification. You may also consent to credit checks and agree to receive communications via SMS, email, phone, or postal mail.

Our partners may compensate us for referring you to their services, including loans or related products.

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9. Governing Law

These Terms & Conditions are governed by the laws of the United States, as well as applicable state laws. Any disputes shall be resolved in the courts of the United States.

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10. User Accounts

If account registration is required, you agree to provide accurate information and maintain the confidentiality of your login credentials. Unauthorized use of another user’s account is prohibited. Notify us immediately of any security breaches related to your account.

You are responsible for all activities conducted under your account credentials.

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11. Intellectual Property

All content and materials on this website are the property of Harmony Management LLC or its licensors. You may not reproduce, modify, or exploit these materials without explicit written permission.

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12. Indemnification

You agree to indemnify and hold Harmony Management LLC harmless from any claims, losses, or damages arising from your violation of these Terms & Conditions.

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13. Contact Us

For questions or concerns, contact us at: info@harmonyfinancialhelp.com

Note: Email is not a secure communication method. Please avoid sharing sensitive information electronically.